MTF Finance

Buy an NZ franchise for MTF Finance - franchises for sale now.

At MTF Finance, we understand franchising because we live it. As a nationwide network of locally owned franchises, we know the challenges of growing a business. We’ve helped franchisees across New Zealand fund vehicles, equipment, fit-outs, technology, and working capital, with local teams ready to support your next step.

Who are we?

At MTF Finance, we don’t just lend money — we back the people who keep New Zealand moving. Established in 1970, we’ve grown from a small group of motor vehicle traders into a nationwide network of over 55 locally owned and operated franchises.

We specialize in business, personal, and vehicle lending, but our true strength lies in our structure. Because our franchise owners run their own local businesses, they understand the exact challenges and opportunities you face as a business owner. We pair the financial muscle of a major national brand with the agility, local knowledge, and entrepreneurial spirit of a true partner.

Whether it’s helping a franchisee secure their next asset, supporting a network's growth strategy, or helping Kiwis get behind the wheel, we pride ourselves on fast, human-centric decisions. We make lending straightforward, personal, and tailored to local success.

MTF Finance: National strength. Local business understanding.

How can we help?

We provide the flexible, fast financial backing that drives franchise networks forward. Because we operate as a franchise network ourselves, we understand that standard corporate lending models rarely fit the entrepreneurial mold. We support your network at every level:

• Franchisee Funding & Growth: From funding initial franchise fees and fit-outs to financing equipment upgrades, we help new and existing operators get up and running without the typical bureaucratic delays.
• Commercial & Asset Finance: Keep your business moving with tailored lending for commercial vehicles, specialized machinery, tech infrastructure, and general working capital.
• Speed & Local Decision-Making: No waiting for distant credit committees. Our local franchise owners have the authority to make fast, pragmatic decisions based on local market realities and the strength of your business model.

Why should you seek advice?

When you talk to MTF Finance, you aren't dealing with a detached corporate lender or an automated algorithm. You are talking to local business owners who understand exactly what it takes to run, scale, and sustain a successful operation.

• We Walk the Talk: As a nationwide franchise network of over 50 offices, we live and breathe the franchise model every day. We understand the unique dynamics between franchisors and franchisees, making us uniquely qualified to advise on funding within this space.
• Decisions Made Locally: Our local specialists have the autonomy to look at the big picture, assess the true value of your business opportunity, and make fast, practical decisions when time is of the essence.
• Pragmatic, Human-Centric Finance: Our advice is grounded in commercial reality, offering flexible, tailored structures that protect your cash flow and align with your specific business lifecycle.

We don't just look at a spreadsheet; we look at the people, the passion, and the potential driving the business.

Who do we work with?

AMI Insurance | Autosure | Greenacres | Hire a Hubby | Kohwahi Roofing | Smith and Sons | Franchise Accounts | NZ Business Brokers and more...

Previous Next