Westpac Directory of Franchising


Prospa is New Zealand’s small business lending specialist. By making the loan application process faster and easier, we’ve helped thousands of small businesses grow and take advantage of opportunities with support from our friendly team of Business Lending Specialists.

Need funds for business growth or cash flow support?

Prospa is New Zealand’s small business lending specialist. We are dedicated to helping established small businesses and franchisees with hassle-free access to funding up to $500K to support growth initiatives and cash flow fluctuations. 

With Prospa, application takes just 10 minutes. You’ll know where you stand right away as we provide a fast decision and funding is possible in just 24 hours to approved applicants. 

What are you waiting for? Get ready to jump on that next opportunity and avoid the stress of finding the funds to pay invoices and wages on time. Have the cash on hand to make sure you can run your business smoothly, while you focus on the things you love about it! 

Quickly check if you qualify

If you have a monthly turnover of more than $6,000 and you’ve been trading for over 6 months – you can apply for funding with Prospa. You may only need to supply us with your NZBN and 6 months bank statements to get started. We’ll take the time to talk to you about your business, really get to know you and try to find a way to help you achieve your goals. Talk to us today.

Eligibility and approval is subject to standard credit assessment and not all amounts, term lengths or rates will be available to all applicants. Fees, terms and conditions apply.

Some recent small business success stories

Twisted Willow Florist

With growth in mind, a Tawa florist turned to Prospa to help make the changes her shop needed to establish a loyal and increasing customer base.

“With a traditional bank, so much more is required. Whereas with Prospa, it was just your basic information that could be done all online.” – Kerri Murphy


Faced with a fantastic opportunity to invest in new printing machinery at a reduced price, a Christchurch label printer needed funds quickly. See how a Prospa loan helped.

“The window of opportunity was very small, and the speed of being able to set things up with Prospa really set them apart.” – Phil Walding

Sofa Doctor

Fantastic attention to detail and great customer service were part of the magic, but fast access to funding helped Sofa Doctor achieve 40% year-on-year growth. Find out how.

“We needed quick access to finance, and with Prospa everything was completed in 48 hours.” – John Lennox

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