Prospa

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Prospa is NZ’s small business lending specialist. We’ve helped thousands of small businesses with funds for growth or to support cashflow. Our friendly team of Business Lending Specialists can help you find a solution that’s right for your business with funding possible in 24 hours.

Need funds for business growth or cash flow support?

We help small businesses and franchisees with fast access to funding up to $500K to support growth plans and cash flow fluctuations. 

With funding from Prospa, enjoy a short online application, with a quick decision and funding possible in 24 hours.

We offer business loans up to $500K and a line of credit up to $150K, helping you make the most of opportunities and manage expenses with less stress. 

How can I apply for funds?

Unlike traditional lenders, we don’t require the lengthy reports, financial statements and business plans. 

Instead, we have an online application process that takes 10 minutes. You'll need a minimum trading history, NZBN/IRD, and a driver's license to get started.

If your application is successful, you will get a call from one of our Lending Specialists who will take the time to get to know you and your business to find a way to help you achieve your goals.

How our customers have put their funds to work

Buttercream NZ

When Alefiah’s COVID hobby unexpectedly exploded into a full-time business she knew exactly where to turn for support.

“We know that when we talk to Prospa, within a couple of hours the money will be in our bank.” - Alefiah Tolani, co-founder of Buttercream NZ

Backyard Roadies

Jason Goodson quit his corporate job at the height of the pandemic to start a tour company. Despite no international tourists and multiple lockdowns, he created a thriving business against the odds with help from Prospa.

“Prospa was very understanding, very easy to work with, and very fast, which I really appreciated because I didn't have time on my side.” - Jason Goodson, founder of Backyard Roadies

LabelMAN 

Faced with a fantastic opportunity to invest in new printing machinery at a reduced price, a Christchurch label printer needed funds quickly. See how a Prospa loan helped.

“The window of opportunity was very small, and the speed of being able to set things up with Prospa really set them apart.” – Phil Walding

Visit customer stories on our blog to see how we’ve supported business owners like you. 

Eligibility and approval is subject to standard credit assessment and not all amounts, term lengths or rates will be available to all applicants. Fees, terms and conditions apply.